Joe Tammen is a retired Patrol Agent in Charge for the El Paso Sector Border Patrol Intelligence Unit. He retired in January 2005 with over 20 years of Government Service and was one of the first FERS retirees. Joe has first hand knowledge of the FERS Retirement System and can help you develop your retirement plan. He is fully licensed and insured. Joe’s expertise is developing comprehensive retirement plans utilizing an array of innovative methods. These plans are designed to minimize risk and maximize income upon retirement for both the retiree and the spouse. Joe can also help CSRS employees with their retirement planning.

The time to begin preparing for you retirement from the Federal Government is as soon as you can in your Government Career. The Time Value of Money, (Compound Interest) is the main factor in sound retirement planning and the more time you have to prepare for your retirement, the better off you will be. A young employee starts contributing $3000. monthly for 12 years @ 5% interest, spent $36,000., at age 65 has $238,909. The 2nd employee starts at the same time but does not start saving until 12 years after starting. He puts in $3,000. monthly for 32 years @ 5% interest, spending $96,000., at age 65 has $237,191. WHERE DO YOU WANT TO BE?

Joe conducts FERS Retirement Training Classes for groups of Federal Employees. The class is approximately 2 hours long and gives a comprehensive overview of the FERS retirement system. The class is extremely educational and informative. This class is a must for every FERS Employee. Contact us if you are interested in sponsoring a class.

Contact Joe today and begin Securing Your Retirement and Protecting Your Future.